Effective Date: 1 January 2026

Please read these Terms of Service (“Terms”, “Agreement”) carefully before using the Horizon website or services (the “Service”) operated by Horizon (“we”, “us”, or “our”).

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

1. Use of Service

You may use our Service only if you are legally capable of forming a binding contract and are not barred from doing so under applicable laws.

You agree to use the Service only for lawful purposes and in accordance with these Terms.

2. User Accounts

To access certain features, you may be required to create an account. You agree to:

• Provide accurate and complete information
• Keep your login credentials confidential
• Notify us immediately of any unauthorized use of your account

You are responsible for all activity under your account.

3. Acceptable Use

You agree not to:

• Use the Service in any unlawful or abusive manner
• Interfere with or disrupt the operation of the Service
• Attempt to gain unauthorized access to our systems or networks